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Pretend You Are Opening a New Business, Today - Stop Praying For a Miracle

Today is Black Friday. Let's see what happens. Retailers will try and put a positive spin on things no matter how bad it really is, to lure shoppers in, making them feel comfortable spending money they cannot afford to spend or do not want spend. But even if sales are stronger than expected, one weekend does not make a season or a year. Worse thinking is believing strong sales mean strong profits if everyone is buying deep discounts and loss leaders.

Here are the issues. Many retailers could not raise the capital required to purchase what they need for this season as credit has vaporized. Many retailers have resorted to using their credit cards with outrageous interest rates which absorb profits if not paid back quickly. In fact more credit cards have reduced ceilings and cannot support your needs anyways.

People are no longer buying as much junk as previously, quality and a good deal is what is required.

Pretend You Are Opening a New Business, Today - Stop Praying For a Miracle

So this is what your mindset and plan must be. It is not merely reducing inventories and praying for a resurgence, or waiting for things to get better. It is about recasting your business model to be profitable given the issues at hand such as:

1. Increased overhead, constantly creeping upwards and in many cases galloping upwards.

2. Evaporation of credit.

3. Changing buying habits. Crucial issue which must be recognized evaluated and dealt with.

4. A need to refocus on internal systems, streamline and tighten, controls are necessary and profit must be monitored at all times, if you are to stay in the game.

5. Debt must be worked out, reduced, eliminated, and somehow handled. You cannot pay the same debt with half the revenue and lower profits.

It is as if you are launching a new business, and need a new business formula. What worked last year, will not work this year. Review everything you are doing and reinvent yourself for success given the current circumstances.

If you cannot do this, then design an exit strategy and focus on working out your personally guaranteed debt. Do not just continue the same old thing and expect anything to change...It won't. You must make the changes required and adjust to the new economy. It can be done.

Pretend You Are Opening a New Business, Today - Stop Praying For a Miracle
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Donald Todrin is the CEO and Founder of Second Wind Consultants who specializes in SBA Loan Workouts, business debt forgiveness and solving difficult business problems in general. Don has authored dozens of articles on SBA loan default and debt workouts. Follow Don on Twitter and join his Facebook fan page.

Small Aluminum Fishing Boats

Choosing a small aluminum fishing boat? Good choice! It is economical, easy to transport, almost maintenance free and less expensive accessories can be added. A small aluminum fishing boat is ideal for rowing and fishing in smaller lakes and ponds. The sizes range from 10' to 14' with flat bottom or V bottom designs and can be outfitted with rowing gear, small electric motors or low horse power gasoline engines.

Choosing the small aluminum fishing boat for your needs:

How many people will be in the boat? A 10' foot boat and a 12" boat will accommodate up to two people with a 14' boat accommodating 3 people. Whether you choose a flat bottom design or a "V" bottom design is determined by where you will use the boat. For fishing in very shallow waters the flat bottom design is best. Many anglers prefer the flat bottom design as it gives greater stability in the water for standing while fishing. The "V" bottom design is best used in deeper water.

Small Aluminum Fishing Boats

A small aluminum fishing boat is economical:

A large fishing boat can cost thousands of dollars and need larger expensive engines as well as trailers to carry the boat. The cost for a new small aluminum fishing boat ranges from 0 to ,500 by comparison. A good used aluminum fishing boat will cost from 0 to 0 and is a better buy. No trailer is needed and power sources needed are minimal. Paddles and oars are even cheaper!

Transportation ease of a small aluminum fishing boat:

If the water is close by, the boat can be carried by two people to the launch. Otherwise, it can be carried comfortably in the bed of a truck or carried on top of a car on a carrier. No trailer needed!

Maintenance and upkeep of a small aluminum fishing boat:

The boat should be washed out after use and stored in a weather proof area. The surface should be routinely inspected and any loose rivets or seams immediately repaired. Repairs on an aluminum boat can be easily welded by a qualified welder. A well maintained aluminum boat will last forever.

Accessories for a small aluminum fishing boat:

A major drawback to an aluminum fishing boat is noise. Rubber mats can be purchased for the bottom of the boat to absorb noise and seat cushions can be added for extra comfort and noise reduction. Oar carriers can be easily attached. Electric motors will easily propel a small aluminum fishing boat or a small gasoline engine.

Conclusion:

Whatever your reason for wanting a boat, you will not go wrong with a small aluminum fishing boat. There are always opportunities for a future upgrade and the aluminum boat just might be worth more than you originally paid. Aluminum boats that are maintained well appreciate in value more than decrease in value and are a very good investment.

Small Aluminum Fishing Boats
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Ian Pennington is an accomplished niche website developer and author. To learn more about fishing boats, please visit Fishing Boats for Sale Online for current articles and discussions.

How to Get My Man Back - 5 Tips to Win Back Your Man Today

If the only question running through your head right now is how to get my man back then you must be willing to change your approach immediately. The number one reason people fail to get their man back is they allow their emotions to dictate their actions leading to erratic behavior.

Not only can a roller coaster ride of emotions wreck havoc on your emotionally and physically but it can push your man away forever.

1. Are you wondering how to get my man back when he won't even speak to me?

How to Get My Man Back - 5 Tips to Win Back Your Man Today

This is all too common and usually the result of a partner not accepting the break up and doing everything in their power to get their man to reconsider. First you need to accept that your relationship is over, for the time being of course, before you can begin the process to get your man back.

It's time to be level headed and calm and completely respectful of your man and his decision. It goes without question that you probably love him to death and want him back fast but try and get a hold of your emotions to allow you to think clearly.

2. Let the emotions of the break up settle down. Cry your heart out if you need to but avoid contact with your ex until you can think clearly. Break ups take a toll both emotionally and physically and the last thing you want is to say and do things that will push him away further.

Be completely honest with yourself. Regardless of how much you love your ex your relationship can no continue on the path it ended on. This is why you need to leave your pride and ego at the door and take responsibility for the direction of your relationship in order to have any chance to get your man back.

3. Never ever use the blame game or other manipulation tactics to try and convince your man to give your relationship another chance. Many women have been caught out using them and while they sometimes work, odds are that you may kill you last chance to reunite with your man.

Thinking about how to get my man back if he has started to ignore me? You must stop all contact with your ex. Avoiding calling, messaging, emailing and following your mans online activities also. This will do little resolve the problems caused your man to leave in fact it may infuriate him to the point where speaking to him in the future maybe next to impossible. A little bit of space is crucial to get your man back.

4. Are you asking how to get my back if he doesn't love me? Listen, love is almost never the reason he left. Stop questioning whether your man still loves you and if he does why did he leave you? Well your relationship is what is broken, not your love, with that in mind you know that you have the power to repair and mend the problems.

5. Look after yourself! Men are attractive to confident, bubbly and positive women just like women. You need to remain positive and try and put a smile on your face. The person your ex feel in love with is still inside you but often problems in a relationship can blind our partner from seeing the person they fell in love with.

Still screaming, I want to know how to get my man back?

How to Get My Man Back - 5 Tips to Win Back Your Man Today
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Cyber Crimes And Solutions

We are currently living in Cyber age, where Internet and computers have major impacts on our way of living, social life and the way we conduct businesses.
The usage of information technology has posed great security challenges and ethical questions in front of us. Just as every thing has positives and negatives, usage of information technology is beneficial as well as insecure.

With the growth of the internet, network security has become a major concern. Cyber crimes have emerged rapidly in the last few years and have major consequences. Cyber criminals are doing every thing from stealing money, hacking into others computer, stealing intellectual property, spreading viruses and worms to damage computers connected on the internet and committing frauds.
Stoppage of cyber crimes is a major concern today.
Cyber criminal make use of the vulnerabilities in computer soft wares and networks to their advantage.

Hacking:

Cyber Crimes And Solutions

Hacking or Cracking is a major cyber crime committed today. Hacker makes use of the weaknesses and loop holes in operating systems to destroy data and steal important information from victim's computer. Cracking is normally done through the use of a backdoor program installed on your machine. A lot of crackers also try to gain access to resources through the use of password cracking softwares. Hackers can also monitor what u do on your computer and can also import files on your computer. A hacker could install several programs on to your system without your knowledge. Such programs could also be used to steal personal information such as passwords and credit card information. Important data of a company can also be hacked to get the secret information of the future plans of the company.

Cyber-Theft:

Cyber-Theft is the use of computers and communication systems to steal information in electronic format. Hackers crack into the systems of banks and transfer money into their own bank accounts. This is a major concern, as larger amounts of money can be stolen and illegally transferred.

Many newsletters on the internet provide the investors with free advice recommending stocks where they should invest. Sometimes these recommendations are totally bogus and cause loss to the investors. Credit card fraud is also very common.

Most of the companies and banks don't reveal that they have been the victims of cyber -theft because of the fear of losing customers and share holders. Cyber-theft is the most common and the most reported of all cyber-crimes. Cyber-theft is a popular cyber-crime because it can quickly bring experienced cyber-criminal large cash resulting from very little effort. Furthermore, there is little chance a professional cyber-criminal will be apprehended by law enforcement.

Viruses and worms:

Viruses and worms is a very major threat to normal users and companies. Viruses are computer programs that are designed to damage computers. It is named virus because it spreads from one computer to another like a biological virus. A virus must be attached to some other program or documents through which it enters the computer. A worm usually exploits loop holes in soft wares or the operating system. Trojan horse is dicey. It appears to do one thing but does something else. The system may accept it as one thing. Upon execution, it may release a virus, worm or logic bomb. A logic bomb is an attack triggered by an event, like computer clock reaching a certain date. Chernobyl and Melissa viruses are the recent examples.

Experts estimate that the Mydoom worm infected approximately a quarter-million computers in a single day in January 2004. Back in March 1999, the Melissa virus was so powerful that it forced Microsoft and a number of other very large companies to completely turn off their e-mail systems until the virus could be contained.

Solutions:

An important question arises that how can these crimes be prevented. A number of techniques and solutions have been presented but the problems still exists and are increasing day by day.

Antivirus And Anti spyware Software:

Аntivirus software consists of computer programs that attempt to identify, thwart and eliminate computer viruses and other malicious software. Anti spy wares are used to restrict backdoor program, trojans and other spy wares to be installed on the computer.

Firewalls:

A firewall protects a computer network from unauthorized access. Network firewalls may be hardware devices, software programs, or a combination of the two. A network firewall typically guards an internal computer network against malicious access from outside the network.

Cryptography:

Cryptography is the science of encrypting and decrypting information. Encryption is like sending a postal mail to another party with a lock code on the envelope which is known only to the sender and the recipient. A number of cryptographic methods have been developed and some of them are still not cracked.

Cyber Ethics and Laws:

Cyber ethics and cyber laws are also being formulated to stop cyber crimes. It is a responsibility of every individual to follow cyber ethics and cyber laws so that the increasing cyber crimes shall reduce. Security softwares like anti viruses and anti spy wares should be installed on all computers, in order to remain secure from cyber crimes. Internet Service Providers should also provide high level of security at their servers in order to keep their clients secure from all types of viruses and mallicious programs.

Written by:

Shaikh Mohsin Ayaz

Department of Computer Science, University of Karachi

Cyber Crimes And Solutions
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God is the Same Yesterday, Today and Forever

The most powerful weapon against fear and worry is scripture. You can find a scripture that pertains to your circumstances no matter what they are and lean on their power to reassure you. But why are the words of the Bible so much more powerful than others? It's because the Word of God has been unchangeable down through the centuries, unchangeable and reliable at all times.

The God who delivered the Israelites yesterday will deliver you today and your children tomorrow. God's love, power and almighty presence are unceasing. What a wonderful and reassuring feeling!

"For I am the Lord, I do not change."
- Malachi 3:6

God is the Same Yesterday, Today and Forever

Change happens all around us; day changes to night, the seasons change, and the circumstances of our lives change. One day we may be up and the next day, down. Even those who love us most change as the days, weeks and years pass. God was wise enough to understand that we are human and that change in our lives should be part of the human condition, yet he also gave us certain constants in our lives - yes, there are seasons, but they follow a predictable pattern so that crops can grow and we can appreciate the beauty of nature. Day always follows night so that we can rest when we need to and wake up each day feeling refreshed. There is a constancy to even the changes in our lives that tell us that God's love is always present.

Knowing that our universe is put together so that we can rely on it to follow a reliable pattern is reassuring. It tells us that God himself is constant in His love for us, so we need not fear. His loving kindness is eternal and never changing. Even as our lives change, jobs come and go, and relationships grow and fade, God is steadfastly loving us and watching over us.

"Give all your worries to God, for he cares what happens to you."
- 1 Peter 5:7

When something in our lives goes wrong or brings us sorrow, we sometimes tell ourselves, "Don't worry, this too shall pass." It is a thought that helps us to feel just a little bit better about the lows in our lives, but when the highs come along, we don't want to think that they are only temporary. It is reassuring to remember that God has promised to always be there - He is not temporary and His love will never pass away from our lives.

God's love, power and protection are never-changing and never-ending, no matter what we do or what happens in the universe. We don't have to tell ourselves that things will change when we think about God - He's always been there and always will be. God's mighty presence is with us in all circumstances and conditions, in all places at all times. Any adversity that we face gives God another opportunity for us to experience His great peace, love and understanding. How wonderful that the Lord is so constant - you never have to worry about whether He is there for you or not - He is eternal, just as He has always said.

"Do not be afraid or discouraged, for the Lord is the one who goes before you. He will be with you; he will neither fail you nor forsake you."
- Deuteronomy 31:8

God is the Same Yesterday, Today and Forever
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Robert Moment is an innovative forward-thinking Christian business and marketing coach, speaker and author of newly published book, God Will Always Be There For You. Robert is passionate about empowering individuals on how to experience God's love, power, joy, peace and prosperity. Visit http://www.ChristianInspirational.org and sign-up for the FREE Christian Living e-course.

My Wife Bores Me - 3 Highly Effective Things That You Can Do Starting Today to Save Your Marriage!

Are you in a position where you're worried because the thought "my wife bores me" is always prevalent in your mind...even driving you to consider doing things you thought you'd never do?

If so you're obviously not alone considering the divorce rate is so high.

I've even been in your shoes and I was able to save my marriage...and I want you to be able to do the same.

My Wife Bores Me - 3 Highly Effective Things That You Can Do Starting Today to Save Your Marriage!

What Do I Do If I'm Getting Bored With My Wife?...

Marriages can definitely become stagnant and boring after a while if you let them. I personally don't think that it has to be like that, but it certainly can get to be that way.

When we as husbands get into this position it's very worrisome for a number of reasons. First of all you feel guilty for feeling this way about the woman you love. You may feel resentment thinking why the heck does she have to be so boring. And you also worry yourself because of the thoughts that you have of maybe trying to erase that boredom...and these thoughts weren't exactly part of your wedding vows.

So since I was where you're at, and did a ton of studying and soul searching to save my marriage I want to help you out so that this passes as quickly as possible! So here are...

3 Things to Do If You're Saying My Wife Bores Me...

First - Stop being boring yourself... My grandmother, God bless her and her wisdom, used to say that if you're bored then you must be boring. I have found that to be true.

In retrospect I have found that at the times when my life seemed the most dull and boring were definitely the times when I was being dull and boring. Bottom line is that your wife probably has much less to do with your boredom than you think. In fact she's probably bored to tears with you as well...so in that case your marriage may actually be in even worse trouble than you thought.

Scary thought right. So start being fun and exciting...it's up to you to spice life up again!

Second - Get Back to the Basics... When you fell in love with your wife there were certain characteristics that she had that made you fall in love with her. Most likely the majority of those characteristics are still there... plus some others have developed.

For instance when you met her you probably didn't have kids and didn't realize what a good mother that she would be for your children. But now, if it applies you can see that. Or other things like drive, discipline, free spirit...things that you didn't notice right away but that you admire. Write down 3 things that you loved about your wife from day one, and 3 things that you've found along the way and start concentrating on those things again.

Third - Get to Know Her Again... One of thing the things that makes people bored with marriage is that life gets in the way and we no longer get to connect either personally or even intimately.

It's time to start dating again...only start dating your wife. Lots of people say pick a date night and go out every week on that night. Forget that...that becomes just as mundane. Instead think of as many spontaneous things that you can do to surprise. If you've got some cash book a few surprise vacations, dinners out, cruises, exciting stuff like that.

If you're strapped for cash then there are tons of free things you can do. Have a picnic, seduce her in a public place and get it on in the bathroom. Have sex on the beach (the drink) and then turn that into sex on the beach (the act).

Be spontaneous in ways that you never thought of yourself doing and you'll surely get the juices flowing again, and very likely will fall in love all over again.

If you're constantly thinking "my wife bores me" then it's time to take responsibility and turn things around.

My Wife Bores Me - 3 Highly Effective Things That You Can Do Starting Today to Save Your Marriage!
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But what if things are too far gone and my marriage is in more trouble than can be fixed by what's above?...

If you're in a spot where you persistently think my wife bores me, and you need help with that... as well as have some damage control to do on your marriage then you need to click here now!